”THE FITCHBURG NATIONAL BANK

is the oldest, having been chartered in 1832 under the state banking laws. It was reorganized in 1865 under the national banking act and has a capital of $250,000, with a surplus of $140,000.  …Thornton K. Ware, solicitor; directors,…Thornton K. Ware, …”

Reference Data:

Fitchburg, Massachusetts, Past and Present, by William Andrew Emerson, 1887, pages 228-9